Avoid this one FATAL retrirement income flaw.

In 10 years of helping people successfuly retire, I have found there are two distrinct phases an investor goes through when planning for retirement.  As a fudiciary financial planner there is definately one phase that is more stressfull for me, annd my clients.

Clients go through the accumulation phase.  Go to work, get a 401k, save to the match, and put your head down and work for 30 years.

But what about the 30 years after you have done a good job saving for retirement.  If you live locally in Sammamish, Issaquah, Maplle Valley etc… you probably need a significant amount of retirement income.

Between maximizing retirement income, maximmizing social security, minimizing taxes, and planning for long term care, the #1 need for retirees is this:

A confident retirement income plan that we know will work keep you from running out of money.

Most DIY investors rely on what has always worked…buy and hold.  But this investment strategy has a fatal flaw.  It is called “sequence of returns risk.”

This risk can be the difference between taking retirement income with peace of mind and worrying every time you need to take a dollar out of your account.

Its the difference between being able to schedule a trip to Disnelyand with your grandkids to build memories or having to zoom into Christmas to get some face time with them.

If you are a DIYer, or even working with a fiancial planner, ensure you avoin the most commone investment stratefy, andthe most risky income strategy.