Is inflation waiting around the corner?

BLUF (Bottom Line Up Front):  The CPI shows inflation cooling.  I think this is a huge trap that will cost investors big $ and time.

If you want to skip to 3 investments to protect against inflation 📽️YouTube scroll to the bottom or CLICK HERE.

Losing money doesn’t really matter if you believe the market “always comes back.”  And, if you are 35 years old, you might be right.

But in a decade of helping people near and in retirement I can tell you with 100% certainty that losing money does matter when you have a retirement date circled on the calendar that is not 15 years away.

The problem is time.

When the markets are back near all time highs investors’ rose colored glasses are thick.  It also helps confirm our priors that the markets did, in fact, “come back.”

What investors forget:  It was 12 years for the markets to “come back” from the .com crash.

If you are a retiree drawing on your investments, you could give two rips about what everyone thinks.  You don’t have the time to wait for the markets to come back.

We all know that inflation killed the markets right after COVID.  So the question is are we through the pain and back to business as usual?  Or have investors fallen asleep again, unprepared for what may be to come?

P.S.  No; “buy, hold, pray” and a “well diversified basket of funds” will not protect you.

Make no mistake.  The tariffs are not gone.  The 10% across the board tariffs currently in place are a massive increase in some cases.  Moreover the brief tariff nuclear war we fought with China has yet to manifest its consequences in US markets.

It takes a while for empty container ships to arrive in US ports, and they are coming.  Most major corporate boards and actuaries are already preparing for supply shortages, price increases, and supply chain interruptions.

Sound familiar?  COVID caused the same set of circumstances that led to a 25% decline in the S&P500📉.

So, the question is what investments can we make to prepare for a possible inflation spike?  This leads us to the never ending catch-22.

“But what if inflation doesn’t hit, I don’t want to miss out!”

“If inflation hits I don’t want to lose!”

My answer is always the same.  INVEST SO YOU DON’T HAVE TO BE RIGHT.

I used to hear on the radio “do you want to protect against a down market but capture market gains” and thought “ok Mr. Snake Oil salesman, no thank you to your snake oil.”

But now knowing what institutionally available investments there are, I know these tools are powerful ways to reduce unnecessary risk in your investment portfolio.

Some you can DIY, some you need a license to invest in, but the math simply shows that they are the way to successful, and stress free, investing.

Explainer in the video 📽️👇

https://www.youtube.com/watch?v=s_5Kd-ua7vY